Your investment grows by approximately ₹276 per month in interest.
The effective annual return on your investment is 3.67%.
Your money multiplies 1.11 times over the investment period.
The Har Ghar Lakhpati scheme is a revolutionary financial initiative designed to help every Indian household achieve their dream of becoming a Lakhpati. Through systematic monthly deposits and attractive interest rates, this scheme makes wealth creation accessible to all, regardless of their current financial status.
| Account Type | Interest Rate | Additional Benefits |
|---|---|---|
| General Public | 6.75% p.a. | Standard interest rates |
| Senior Citizen | 7.00% p.a. | Additional 0.25% interest benefit |
| Staff | 7.25% p.a. | Special staff benefit |
| Staff Senior Citizen | 7.50% p.a. | Combined staff and senior citizen benefits |
Comprehensive breakdown of interest rates and monthly deposits
| Tenure | Interest Rate | Monthly Deposit (₹1 Lakh) | Monthly Deposit (₹2 Lakh) | Monthly Deposit (₹3 Lakh) |
|---|---|---|---|---|
|
3 Years
36 Months
|
6.75%
Per Annum
|
₹2,502
per month
|
₹5,004
per month
|
₹7,506
per month
|
|
5 Years
60 Months
|
6.50%
Per Annum
|
₹1,409
per month
|
₹2,818
per month
|
₹4,227
per month
|
|
7 Years
84 Months
|
6.50%
Per Annum
|
₹940
per month
|
₹1,880
per month
|
₹2,820
per month
|
|
10 Years
120 Months
|
6.50%
Per Annum
|
₹593
per month
|
₹1,186
per month
|
₹1,779
per month
|
Comprehensive breakdown of interest rates and monthly deposits
| Tenure | Interest Rate | Monthly Deposit (₹1 Lakh) | Monthly Deposit (₹2 Lakh) | Monthly Deposit (₹3 Lakh) |
|---|---|---|---|---|
|
3 Years
36 Months
|
7.25%
Per Annum
|
₹2,482
per month
|
₹4,964
per month
|
₹7,446
per month
|
|
5 Years
60 Months
|
7.00%
Per Annum
|
₹1,391
per month
|
₹2,782
per month
|
₹4,173
per month
|
|
7 Years
84 Months
|
7.00%
Per Annum
|
₹923
per month
|
₹1,846
per month
|
₹2,769
per month
|
|
10 Years
120 Months
|
7.00%
Per Annum
|
₹576
per month
|
₹1,152
per month
|
₹1,728
per month
|
Comprehensive breakdown of interest rates and monthly deposits
| Tenure | Interest Rate | Monthly Deposit (₹1 Lakh) | Monthly Deposit (₹2 Lakh) | Monthly Deposit (₹3 Lakh) |
|---|---|---|---|---|
|
3 Years
36 Months
|
7.75%
Per Annum
|
₹2,463
per month
|
₹4,926
per month
|
₹7,389
per month
|
|
5 Years
60 Months
|
7.50%
Per Annum
|
₹1,373
per month
|
₹2,746
per month
|
₹4,119
per month
|
|
7 Years
84 Months
|
7.50%
Per Annum
|
₹906
per month
|
₹1,812
per month
|
₹2,718
per month
|
|
10 Years
120 Months
|
7.50%
Per Annum
|
₹562
per month
|
₹1,124
per month
|
₹1,686
per month
|
Comprehensive breakdown of interest rates and monthly deposits
| Tenure | Interest Rate | Monthly Deposit (₹1 Lakh) | Monthly Deposit (₹2 Lakh) | Monthly Deposit (₹3 Lakh) |
|---|---|---|---|---|
|
3 Years
36 Months
|
8.25%
Per Annum
|
₹2,444
per month
|
₹4,888
per month
|
₹7,332
per month
|
|
5 Years
60 Months
|
8.00%
Per Annum
|
₹1,355
per month
|
₹2,710
per month
|
₹4,065
per month
|
|
7 Years
84 Months
|
8.00%
Per Annum
|
₹889
per month
|
₹1,778
per month
|
₹2,667
per month
|
|
10 Years
120 Months
|
8.00%
Per Annum
|
₹546
per month
|
₹1,092
per month
|
₹1,638
per month
|